New York Public Adjusters Working for Property Owners

A public adjuster helps a policyholder prepare and present a property insurance claim. That can include reviewing the policy, inspecting damage, organizing estimates and records, and communicating with the insurance carrier.

A public adjuster represents the insured property owner, also called the policyholder. An insurance company adjuster represents the insurer.

The difference is who they represent. A public adjuster works for the policyholder, while an insurance company adjuster evaluates the claim for the insurer.

You can contact a public adjuster soon after property damage, before filing if possible, or while a claim is already open. The right timing depends on the loss, the policy, and the current claim status.

Yes, a policyholder may be able to hire a public adjuster after a claim has been filed. The adjuster can review the work completed so far and identify documentation that may still be needed.

A public adjuster can often assist with an open or disputed claim by reviewing the policy, damage documentation, estimates, and communications. Available options depend on the facts and claim status.

Yes. We assist with residential and commercial property claims involving fire, water, storms, vandalism, theft, and other losses that may be covered by the policy.

We serve property owners throughout New York, including New York City’s five boroughs, Long Island, Nassau County, Suffolk County, and Westchester County.

Public adjusters are commonly paid a fee based on the insured’s recovery. In New York, the amount and terms must be stated in a written compensation agreement and are subject to state law.